Your tax return will be processed more quickly if you use e-file. Approximately 95 million taxpayers have already filed their returns electronically. And if you do e-file with a tax refund, you can choose to have the funds directly deposited to your bank account. The IRS says you can have your money in as few as 10 days with direct deposit. You’ll need to provide your bank’s routing number and your account number to implement direct deposit. And remember, we are here to answer your e-file and direct deposit questions.